Did you know that FHA and VA don’t lend money?  A common misconception is that you can go directly through FHA or VA to get a loan.  FHA and VA only insure the mortgage for the lenders that are lending you the money.  There are many websites and marketing pieces that I see regularly that appear to come from an official government agency trying to solicit you to borrow money.  Fact is they are just trying to get your business by choosing slick names and misleading advertising.  You have to read the fine print in the ad to see that they are not affiliated with the government/FHA/VA.  I specialize in government loans and don’t believe in trickery to get business.